Agentic Payments
Agentic commerce is redefining the transaction. We transform real-time buyer intent into verifiable data to drive higher authorization rates and deeper trust across the financial ecosystem.
Grovity acts as a collaborative enabler, working alongside financial institutions to unlock more value from every transaction. By providing the "missing context," we help payment providers thrive in a connected, intelligent digital economy.
The Protocol
The bridge between AI reasoning and financial execution. VIBE turns pre-authorization signals into structured, verifiable intent—giving your payment rails the data they need to say "Yes."
We provide the "Why" behind the "How Much," empowering providers to serve merchants with total confidence.
Real-time intent adds a new layer of verification, dramatically reducing false declines.
We convert unstructured conversation into structured financial data for an end-to-end transaction journey.
Payments in the Conversation
Your AI agents don't just chat—they close the sale. In the same conversation where the customer says "yes," the agent generates the charge, processes the payment, and confirms the transaction. No redirects, no drop-offs, no friction.
Secure PCI-compliant links sent in the conversation. The customer pays with a tap without leaving the chat.
Process payments with Visa, Mastercard and local networks directly from the conversation.
Real-time payments via bank transfer, ACH and instant payments depending on the country.
Tokenize cards and accounts so recurring payments execute with a simple customer confirmation in the chat.
From conversational intent to financial authorization in milliseconds.
The AI agent detects verified purchase intent during natural conversation.
Intent is structured into a VIBE envelope with confidence data, amount, and context.
Verification signals are added: customer history, risk profile, and trust score.
The VIBE envelope travels alongside the payment request, giving full context to the issuer.
Higher approval rates. Fewer false declines. More revenue for everyone.
Don't let valid transactions fail due to a lack of context. By integrating Grovity's verifiable intent into your authorization flow, you unlock a new level of precision and trust. Join us in providing the "extra elements" the market needs to move forward.
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